Resumo:
This article offers a critical literature review on household consumption and credit, seeking to identify the main contributions and disadvantages of disciplinary approaches to understanding the multiple factors influencing these important socioeconomic behaviors. Based on this literature review, an interdisciplinary line of research is proposed within the framework of political economy, giving special relevance to structural factors, such as recent transformations in contemporary capitalism that have resulted in an extraordinary growth in the weight of the economic and political power of finance, and highlighting relevant social changes, such as the increasing preponderance of neoliberal ideology, which promotes an individualization of the provision of goods and services favorable to the financial sector.
